Financial giants continue to hit the deck with resounding crashes, as the financial world reels in turmoil. Confusion and lack of confidence not seen since the Great Depression in the early 1930’s. This is not the time to panic and let your emotions rule the day.

So What are the Facts?
·The giants of the finance world that have been brought to their knees, through over-borrowing and not being able to pay back. They might be crying in their caviar, but when 18 billion becomes just 3 billion, who is counting, except the filthy rich?
·Many ‘average’ business owners are hiding under the bed covers quivering in fear.

The current situation has been likened to economic Darwinism where survival of the fittest is the order of the day. You can either let yourself drown in doom and gloom, or survive. You do have a choice.
The major factor to your survival is how you manage your money. Okay, that sounds like just the same old stuff, but in this new era you have to rethink everything. You can survive the financial crisis, but it may mean a few changes on your part.
·First and foremost, don’t panic. Don’t react emotionally to the situation and don’t let your emotions rule you. Work from the head, not the heart on this one.
·Secondly, assess the universal situation for yourself, not blindly accepting what the media hype is selling you. They will tell the story the way that sells copy. Remember they are experts in BAD NEWS. Do your own research.
·We have evolved into a consumer society on a gigantic scale, so take a long hard look at your personal situation and reassess coldly and calculatingly. Cut expenses wherever you can. Streamline for more efficiency and less wastage. Spend money wisely and save it where you can.

Now is the time to divide the wants list from the needs lists. Don’t give up on your dreams, but they are something you have to work into.

You are bombarded with a million different ways to spend your hard earned cash as quickly as possible, particularly if it has anything to do with credit – where only the bank wins! It’s time to wake-up to the fact that credit is a product the same as any other form of commodity. It is constantly being sold to you.
Yes, in some areas people are losing their jobs, but that can occur in any economical circumstance. Be prepared to diversify. So what if you have done the same job for the last hundred years? You have other talents, some you are not even aware of. Adaption is the true key to your survival. Look for new areas you could break into. Search out what areas are still forging ahead.

“It’s not the creative entrepreneurs but the large companies that are being challenged. Creative companies can survive any conditions,” said professor of marketing, Jean-Claude Larréché when reporting from the World Knowledge Forum in Seoul, South Korea.

Sir Richard Branson said, “An enormous amount of opportunities will emerge as a result of the current global economic slowdown but companies need to be nimble in order to move quickly and decisively to realize these opportunities.”

This is not the time to shrink away in fear, or bury your head in the sand and hope it will all go away. This is the time to take positive action. Sort out what your options are, plan carefully and step forward boldly. When things get tough, the tough get going.

There is another way you can get your way out of the financial crisis. Take just a few minutes to check it out at Win a Resort (http://winaresort.com). This is a genuine offer that could completely change your life in several different ways. Plus helping some really great kids fulfill their dreams.

‘Never say die’ may have been around for a while, but has an even more vital message to deliver to a world suffering financial crises. It was Bill Clinton who raised the only positive voice at the recent World Economic Forum.

The one bright and shining star, in the midst of this year’s doom and gloom at the World Economic Forum, was the ‘on-the-side’ diplomat, the former president, Bill Clinton. He was only in Davos, Switzerland, for little more than 24 hours, yet he left a very distinctive and positive mark. The official spokesperson for the White House, was presidential aide Valerie Jarret, who was a very unimposing presence.

When world leaders gathered together for the annual WEF, pointed fingers were long and voices sharp, as they singled America out as the cause of the global financial crisis. Both the Russian and Chinese leaders declared America’s guilt with great great delight, at every possible opportunity. However, in eagerly laying the blame on the United States of America, they forgot that with one finger pointing accusingly forward, there were three other fingers pointing back at themselves. No one, in the current global financial mess can say they are innocent bystanders.

Clinton’s charismatic figure rose like a superstar, from the first moments of his special plenary session with Klaus Schwab, the originator of WEF, to his public pep talks and the string of private talks with foreign dignitaries. Clinton firmly accepted the role of the United States in the current financial chaos, referring to the cutting words flung by the Chinese prime minister Wen Jiabao.  Clinton insisted that, “China must continue subsidizing the United States budget and trade deficit in order to preserve its own vital export industries.” He constantly urged everyone to, “Give people confidence by showing confidence. Don’t give up. This is still a good time to be alive”.

Clinton went on to point out that, “Global interdependence is more important than anything else in the world today. We cannot escape each other. Divorce is not an option.” Every nation must take its share of the blame.

Clinton’s private meetings also included a 90 minute discussion with the Russian Premier and former prime minister, Vladimir Putin, behind closed doors. Neither would make any comment on the content of their talk.

WEF is a group of prestigious leaders, who have been meeting annually since 1971. Their goal to globalize the world, economically, socially and politically. These elite leaders have found their financial worth and moral credibility decreased in the light of the worldwide economic catastrophe.

The highlights on the home page of the World Economic Forum website, declared China’s Prime Minister Wen Jiabao, as saying, “China’s economy is showing signs of early recovery, late last December, even though they are only small signs.”

With the world in financial crisis, you need to look for opportunities that you can turn to your benefit. Take a quick look at a once in a lifetime Blue Moon Opportunity at Win A Resort.

There are more unbelievable things in the world than most of us want to believe. Some things are even stranger than the actual fact. Things that are almost beyond belief. Just take a look at an American $20 bill.

Fold a US $20 bill in half

Fold it again, being very careful to fold it exactly as shown here

Now fold the tail end upwards

What you find in the red circle is an image of a burning building

Simply turn the dollar bill over and you see two more burning buildings

Is this really all just a coincidence? Now refold the bill as shown below.

So they reckon things are all accidental.

However, is there an American dollar bill that foretells the way out of the current world financial crises? Is the Third World War a financial one? Some ‘experts’ are now saying there will come one more major catastrophe before the world begins to work its way out of the financial mess. Let’s hope someone discovers some answers real soon, before the entire financial system completely crashes.

If you would like to know more about how you can bypass the financial crisis, take a few minutes to check out Win A Resort.

Looking across recent survey results we can see in a glance, the kind of things that are happening in the world. These results can have a bearing on your way of thinking about things in general, for the more information you can gather the stronger your decisions on a daily basis.

1. According to a Cisco Systems report, spam has almost doubled, with nearly 200 billion email messages being sent daily.
2. Pew Research Centre  reports that news items on the financial crisis have ranked higher attention  for any news story over the past two decades.
3. The social media Twitters has had a 600% growth in the last twelve months, reports HubSpot.
4. The Internet surpasses all other forms of media except TV, as the main source of national and international information, says Pew Research Centre for the People and the Press.
5. 48% of consumers surveyed, compared with 41% in 2007, said they can find the best values and deals online. 36% of consumers said they would be more likely to shop online due to high gas prices, compared with 22% who expressed the same sentiment last year.
6. National Association of Convenience Stores reported that the price of fuel is the leading factor in changing spending habits. Yet, many surveyed, said they would drive five to 10 minutes out of their way, just to save a few cents. (Is this a case of cent wise but dollar foolish?)
7. Media Finder shows that despite the downturn in the economy, magazines serving health, regional, and food interests have continued to show strong growth.
8. Better Home and Gardens’ survey showed that women are more ‘green’ conscious than men, though the greatest determent to ‘green’ is the cost.
9. Rasmussen Reports that Starbucks coffee is too expensive with only 14% of the population visiting the shops.
10. Synovate says, after a twelve nation survey, that Greek men feel the sexiest, closely followed by the Russian males and the South African. Italian men are rated as being the best-looking, with the Australians as being the least interested in their looks. Male hygiene is more important to women than to men. The majority of Malaysian males do not believe they are sexy and neither do 66% of Chinese and French males. Chinese and Malaysian men are the most likely to consider plastic surgery, in order to improve their looks.
11. It is well reported that 6 million children die annually from hunger-related illnesses before their 5th birthday. The number of undernourished people have grown to around 923 million. This is in spite of living in a world that is capable of producing enough food to feed 12 billion people, or twice the world’s population. 180 countries voted for a resolution on the right to have food. Only America voted against.

Keep looking for those once in a lifetime Blue Moon opportunities that can alter your whole life. Gather as much information as you can from whatever source you can find before making that final decision.

We made some great decisions at Win A Resort. Hope you do the same.

The world’s biggest fraud in history was revealed when Bernard Madoff, 70 year old Wall Street guru and trader and ex chairman of the Nasdaq Stock Market was arrested last week. He allegedly masterminded a $US50 billion fraudulent Ponzi scheme. Madoff’s arrest and liquidation of his company adds further fuel to the spiraling costs of a financial world, already in crisis.

Madoff, who was said to be of ‘impeccable reputation’, headed a firm which was supposedly a market-maker for around 350 Nasdaq stocks.

“Madoff’s investors included captains of industry, corporations, (some publicly traded),  that used Madoff ‘s company as if it were a high-yielding cash management account, including endowments, universities, foundations and many high-profile funds of funds,” said Douglas Kass, head of the hedge fund, Seabreeze Partners Management.

A Ponzi scheme is an illegal investment vehicle, that pays off old investors with money from new ones. Like any pyramid scheme it is totally dependent on a constant stream of new incoming investment. Because the invested capital is not able to earn a sufficient return on its own, such schemes eventually collapse under their own weight, as investors are paid with money that isn’t there.

Prior to the arrest, some investors had questioned how Madoff was able to generate annual returns in the low double digits in a variety of market environments, come rain or shine. Many wondered how US regulators were able to ignore the numerous red flags, in regards to Madoff’s operations. However, such niggling doubts were not enough to stop the high-profile organizations, individuals and companies from continuing to take the high return offered by Madoff. A case of grinning all the way to the bank, until you get your fingers burnt.

Continuing in the style of his grandee nature, Madoff is accused, by prosecutors, of wanting to distribute as much as $US300 million to employees, family members and friends, before turning himself in. Just too bad if you are not on the receiving end of such a deal.

Charged with one count of securities fraud, Madoff could face up to 20 years imprisonment and a $US5 million fine. The US Securities and Exchange Commission have filed separate civil charges.

A hearing was scheduled for Friday afternoon in US District Court in Manhattan on the SEC’s request, in order to grant powers to the court-appointed receiver to oversee the entire operations of the advisory business known as Bernard L. Madoff Investment Securites LLC.  It is believed that at least $15 billion has totally disappeared before the firm’s assets were frozen.

“The hearing was cancelled after the matter was resolved,” said a deputy for US District Judge Louis Stanton. No other details were immediately available. Madoff was released on $US10 million bond.

Billions of dollars were entrusted through the firm’s clients by high-profile organizations and individuals. Believing it to be a once in a lifetime Blue Moon Opportunity,  such charities as set up by Hollywood director Steven Spielberg used the company’s services and invested money with Madoff.  Other victims were a foundation set up by Mort Zuckerman, one of the world’s richest media and property magnates in the US, Frank Lautenberg’s foundation, besides dozens of Jewish organizations, sport team owners and a senator from New Jersey. The tragedy is that those charities will now suffer along with everyone else’s financial misery.

US authorities are presently liquidating the company.

If you’re intersted in a genuine Blue Moon Opportunity, take a few minutes out to check out Win A Resort.

Millions of people are asking are there similarities between 2008 and the 1930’s? What have we learned in the last 80 years? Is the German philosopher Hegel right when he said: “History teaches us that history teaches us nothing.”

The end of 2007 and throughout 2008 has proved a ‘flattening’ experience for millions. Stocks and banks have crashed, real estate plummeted and assets sold off to reduce debt on balance sheets. There have been numerous reports of banks and companies writing off of hundreds of millions of dollars. Communities all over the global village sit with bated breath waiting for the ‘axe’ to fall on them.

Colin Twiggs of IG Markets says “The economy is headed for a liquidity trap, where interest rates are lowered to such a point they will no longer attract investors. If banks are forced to liquidate assets and call in loans, it could set off a downward spiral, with echoes of the 1930’s.”

While countries borrow millions every day, some circles say it is time for the government to print some more money. However, this could lead to a situation similar to that in Zimbabwe with its 100,000% p.a. rate of inflation.

Some feel that the mistakes that are being made now could dwarf those made in the 1930’s. The major differences between the early 1930’s and now is the rate of communication and the size of the problem. The ‘house of cards’ is a much larger one in 2008. The crash of the 1930’s took four years. The crash of 2008 has taken only one year.

The first graph is October 1928 - May 1934. The second graph is February 2006 - November 2008

The major difference in 2008 is that the ‘House of Cards’ is many times larger than the one in 1930. Perhaps this will make the difference in the long run and parts of the bigger house will survive.

“Comparing 1929 to 2008 is a bit like comparing a Model T to a 2008 Chevy,” said Sung Won Sohn, an economist at California State University Channel Islands. “They’re both cars, but that doesn’t mean they’re both the same.”

No matter what era we live in there will always be Blue Moon Opportunities (opportunities that make a life changing difference). Take a few minutes to learn of just such an opportunity at Win A Resort.

With the world spinning in absolute confusion, through the loss of confidence in financial circles we find ourselves in a war zone of a different kind. We are being told, on an almost daily basis, of millions of dollars being written off, banks and large companies failing, homes being repossessed and the big bad ‘D’ word bandied about. We need to find ways to reduce stress fast! More than ever before, we need the therapeutic properties of laughter, because you simply cannot laugh and worry at the same time. Laughter will relieve the stress levels and help us take a new look at life.

Laughter Therapy:
There are numerous side-effects to the simple act of laughing:

• It reduces the levels of stress hormone

• It is the simplest and the best stress management there is

• It increases anti-body producing cells by 20%. This makes for a stronger immune system

• It is contagious, even when you don’t know what the others are laughing at

• A good belly laugh is the best abs work out you can have – and it’s for free

• When you feel like laughing the least, it is the very time you need it the most.

Laughter is easily produced, convenient and you can ‘fake it until you make it’. Laughter has proved to be so therapeutic, there over 6500 30-minute Community Laughter Clubs worldwide.
Pet Therapy:
Pets are a major source of support, decreasing feelings of loneliness and isolation. Pet owners have fewer minor health problems and have an increased perception of the ability to cope. When you combine laughter with pets, you have a winning combination.
The Value of Humour:
Humour cuts stress levels in half and gives you a more lighthearted perspective to life. After all, there are too many things which are ready, willing and able to weigh you down.  With the loss of confidence in the financial markets and the world-wide threat of depression, it is important that you keep your sense of humour, in order to keep your equilibrium and your sanity.

Humour helps you cope, conquer and carry on.

Take a few minutes to let these animals put a little laughter in your life.

Share this with a friend.

If you would like to know more about a once in a lifetime Blue Moon Opportunity that could completely change your life take a few minutes to go to Win A Resort. It might put a smile on your face.

Many feel Wall Street is floundering around like a headless dandy, leaving most investors with the sensation of having been axed at the ankles. However, even in the midst of a crisis, there is always a Blue Moon Opportunity, for those who have an eye to see it. While the markets are totally unpredictable and many companies and banks are going to the wall, others are reacting in a variety of ways.

Japanese Banks:

• Bonsai Bank – announces the necessity of pruning its dead wood and is cutting some of its branches
• Sumo Bank – put up a good fight, but like many others, it has gone belly up
• Karoke Bank – has been forced to a foreclosure sale and is believed to change hands for a song
• Samurai Bank – is soldiering even though it is suffering from sharp cuts
• Ninja Bank – is reported to be shaken but continuing in the black
• Kamikaze Bank – trading was suspended due to a sharp nose-dive
• Karate Bank – 500 staff got the chop when sharp pressure was applied to its board
• Sushi Bank – appeared to get a raw deal with something fishy going down
• Origami Bank – has folded sharply leaving some raw edges

Australian Banks:

• She’s Right Mate Bank – proving hard to put down under, so expected to survive the tough times

New ZealandBank:

• Kiwi Bank – poking around for early recovery in the undergrowth

Italian Banks:

• Chianti Bank – bottlenecked with customers choking after withdrawing too much too quickly
• Leaning Tower of Pizza Bank – is being propped up by local support
• Capuccino Bank –  sweetened by the vast number of its overseas branches
• Colosseum Bank – left in ruins and declared unsafe in certain areas

Swedish Bank:

• Abba Bank – is having a revival with its new international exposure

French Bank:

• Seine Bank – remains calm in face of world-wide confusion

Postscript: No matter how dark the gloom is, a laugh a day helps makes life a little more bearable.

The financial world is in crisis. There has to be ways to deal with it, after all no matter how many bullets fly in a war, there is always someone who survives. That someone has to be you in this War Of The Finances.

Everyone is trying to scare the living daylights out of us. Banks want you to put your money in a savings account so they can make themselves secure, promising you that extra % of interest. But at the same time they put up the interest rates, which will put even more pressure on you through your mortgages.

Some people say the banks are not going to give you loans to get a new car, buy a house, or extend a business. They are locking us in, so as to look after themselves and make us pay for their past foolishness.

Make up your mind to be a survivor in this Financial War. Fight back and keep going. Remember self doubt leads to failure. It’s time for positive thinking, not accepting the doom and gloom being spouted by people like the Lord Mayor of New York, Michael Bloomberg. He may have done some great things for New York, like school reform and tighter gun control, but it’s easy for him to spout off, from his 30billion dollar ivory tower, as the 8th richest man in the world. It’s you, the ordinary person, who will wear the brunt of what is happening in the financial crisis. Don’t give up. Make the most of what ever you have and you too will come out the other side of this crisis a winner.

This could be you living on the tropical island of Vanuatu, in the South Pacific - Exotic flowers, lobster, french bread. No taxes. No mortgage!

And of course there’s Leo the Lion and a turtle or two. It’s a really great way of life!

(Rick just doesn’t like having his photo taken. Here’s a much nicer photo of him.)

We moved to Vanuatu and love the people, the way of life and of course the weather.There’s room to develop - a luxury in most developed countries. There are Blue Moon Opportunities (ones that will totally change your life) readily available, if you have the courage to accept the challenge. Don’t settle for the mediocre - stretch for the impossible.

Not too many around us thought it was a great idea at the time we decided to move. Most said, “Why Vanuatu?” Our answer. “Why not?” It’s the best decision we ever made and we’re in our mid 60’s.

Don’t be afraid to look outside the box in these days of crisis. There are other things that are worth giving a try. A lot of people will say you’re crazy. So what? It’s crazy to take everything lying down.

You have strengths you haven’t even begun to tap yet. When things get tough, the tough get going. Would love to hear from you if you have some crazy idea that could help you get out of the hole you’re  in. Self doubt kills more people than anything else.

You can contact us on email: admin@youmesupport.org or simply add a comment. Share your idea with others, to encourage them to walk through this financial crisis, no matter how long it lasts for.

Check out our latest challenge at win a resort. You might just find it a little Ray of Sunshine.

The silly season of Christmas is just around the corner. You are all asking where has the year gone to and what kind of Christmas is it going to be? There is no doubt it will be a much quieter Christmas than we are used to. The experts say unemployment is looking to head to the 10% level, with the largest financial hub in the world in total crisis. Established banks are going broke. Wall Street is as shaky as pile of half set jello. Even when the government bails Wall Street out, someone has to pay the bill, (like you the tax payer). Interest rates will go up. More and more homes will be repossessed, with people out of jobs. The future looks all doom and gloom.

The key to survival in these times of financial crisis is to take stock of exactly where you are at and DON ‘T PANIC! It you never bought any more clothes, replaced the car or didn’t buy expensive presents, you would still be fine. Like Wall Street being cut back, it is a matter of simply going back to basics. There was a time not so long ago when Christmas presents were hand made. Gifts were simply what you could do yourself, instead of buying ready-mades. You might be surprised with what great gift ideas you could come up with.

We have come to rely on a consumer society instead of making do with last year’s model. ‘It’s more expensive to repair than it is to replace’, kind of mentality. Me thinks that is all about to change. Convince the teenagers they won’t die if they don’t have the latest outfit, or pair of fad shoes. Stop listening to the advertisers. Their job is simply to sell you.

We found a way to escape the RAT RACE and moved to a tropical island paradise in Vanuatu, in the South Pacific. A place where you have room to move. Room to invest. Room to breathe. We live in the Happiest Country on earth and love it. Life here is down to the basics, particularly when you take a look at the locals. They live with only the simplest of possessions. Family relationships mean far more to them than possessions. Maybe we all need to take a leaf from their way of life.

You can survive the world financial crisis, so long as you keep your cool and pull your belt in a little. Take time out this Christmas to enjoy relationships more than gifts. It can be a good Christmas. It’s up to you.

You can  find  out more information about the author and a genuine Blue Moon Opportunity  at http://winaresort.com